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Web3 Fundamentals and NEAR

DeFi

DeFi

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Defi is a web3 version of using traditional financial instruments without relying on middlemen like brokerages, exchanges or banks. DeFi does this by using smart contracts on blockchain.

DeFi allows to lend or borrow funds, trade cryptocurrencies and earn interest.

"Why is DeFi so revolutionary?

To start, anyone with Internet connection can participate in DeFi. There are no centralized authorities who can deny you access to anything (e.g. a loan, a bank account, access to your own funds).

A quick comparison:

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For further information: DeFi

Ethereum - DeFi

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